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Stop Overpaying. Start Negotiating.

Negotiate your bills, insurance claims, and medical costs. Average user saves $200–$500 per negotiation.

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Average user saves $200–$500 per negotiation
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24h Unlimited Access

Simple, transparent pricing

Monthly subscriptions. Cancel anytime. 24-hour unlimited access per session.

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Cable & Internet Bill Negotiator

$9.90/mo

Cut your telecom bills with leverage scripts.

  • Retention offer playbook
  • Competitor price leverage scripts
  • Bundle optimization strategy
  • Speed vs price analyzer
  • Contract escape tactics
  • Loyalty discount negotiation

24-hour unlimited access per session. Cancel anytime.

Insurance Claim Negotiator

$15/mo

Maximize your insurance claim payout.

  • Claim documentation checklist
  • Adjuster communication scripts
  • Settlement range calculator
  • Appeal letter generator
  • Evidence organization framework
  • Provincial regulations guide

24-hour unlimited access per session. Cancel anytime.

Medical Bill Negotiator

$9.90/mo

Negotiate medical bills and find billing errors.

  • Bill audit & error detection
  • Payment plan negotiation
  • Financial hardship letter generator
  • Itemized bill analyzer
  • Insurance appeal templates
  • Charity care application guide

24-hour unlimited access per session. Cancel anytime.

How it works

Subscribe

Pick the tool that matches your situation. Cancel anytime.

AI Analyzes

Our Harvard PON-trained AI reviews your scenario and builds strategy.

Execute

Get scripts, counter-offers, and real-time coaching.

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Claritum provides AI-powered negotiation coaching and decision intelligence tools. Our tools do not constitute legal, financial, or professional advice. Results are not guaranteed. Harvard PON frameworks are referenced for educational purposes. All payments processed securely by Stripe. Prices in CAD. Cancel anytime.